Home Buyer Guide

About Buying
  • Whether you choose to buy your new home on your own or with an agent depends on your needs. Each method has its pros and cons. Read below to get the information you need to make the choice that's best for you.
  • Buying Without An Agent

    Buying your home yourself can save you a lot of money. The trick is zeroing in on properties sold by owner and coming to the negotiating table fully informed.

    Savings
    Finding your home yourself can save you thousands of dollars if you negotiate with the seller to share the unpaid commission with you. Just remember, you need to be a good negotiator and have knowledge of contracts and the laws to protect yourself, and make the savings a reality.

    Control
    No one wants to waste time looking at houses they know they don't want. When you take the reins, you make the choice of what you will see and when you'll see it.

    What It Takes
    You shouldn't consider buying without an agent unless the home you are considering is being sold by the owner without an agent because the law often prohibits agents from sharing commissions with non-agents. By-owner sellers do not face this restriction, but you must rely on the seller to agree to share the saved commission with you. Good negotiating skills are very important to make buying by owner work to your advantage.

    Free Services
    This website gives you simple instructions, helpful articles, daily mortgage rates and much, much more to help you succeed. Best of all, these services are absolutely free.

    Buying With An Agent

    An agent can usually show you the widest selection of homes. S/he can also provide you with valuable guidance through the transaction, protecting your interests.

    Professional Guidance
    An agent can show you a broader offering of properties, and many people rely on them to conduct negotiations and cover all of the legal bases. Agents will help find you what you're looking for and close the deal with confidence.

    MLS Access
    Agents have access to your local Multiple Listing Service (or MLS), the industry's marketing tool. Your agent will find properties for you that you simply will not find on your own. And you can still search Owners.com's listings for homes not available on the MLS.

    Click here to get information about the best way to find a home in an area.

    Click here to learn more about financing and whether you can afford your dream home.

    Click here to learn more about the Escrow process and what you can do to speed it up.

    Click here to get information about the Closing process and resources you'll need after the closing.


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